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620 FICO with LTV up to 97%
High Balance Loan Amounts Available
Double-Wide Manufactured Homes up to 95%
Fannie or Freddie Approve Eligible/Accept Required
500-579 FICO with LTV up to 90% (Max 50% DTI)
580+ FICO with LTV up to 96.5% (Max 55% DTI)
High Balance Available
Manual Underwrites Allowed
Allowed on Conventional, VA, and FHA
Conventional: Allowed to 95% LTV with 620 FICO
FHA: Allowed to Maximum Financing with 500 FICO
VA: Allowed to Maximum Financing with 540 FICO
540-579 FICO with Maximum 90% LTV
580+ FICO with Maximum 100% LTV
Loan Amounts / Cash-Out up to $1.5 Million
600 FICO with CLTV up to 100%
3.5% Down Payment Assistance
DU/LP Approval Required
Funds Can Be Used for Down Payment or Closing Cost
620 Minimum FICO
LTV up to 96.5% Purchase, 97.75% Refi
30 and 15 Year Terms Available
2-1 Buydown Available
550 Minimum FICO
Up to 100% LTV/CLTV
Non-Traditional Credit Allowed
Max Ratio 29%/41%
640 Minimum FICO
Loan Amounts up to $3.5MM
Up to 90% LTV on Purchase
Max Cash-in-Hand to $1.5MM up to 80% LTV
660 Minimum FICO
Up to 90% LTV Purchase/R&T
Max Cash-Out: > 60% LTV $750K, < 60% LTV Unlimited
Purchase/R&T to 85% LTV up to $1MM
Cash-Out to 75% LTV up to $1MM
Vrbo and Airbnb Allowed
Purchase/R&T to 80% LTV up to $1MM
Vrbo, Airbnb, HomeAway Allowed
700 Minimum FICO or Foreign Credit
Purchase to 75% LTV
Cash-Out to 65% LTV
First-Time Investor Allowed
For Matrices, see NQM Prime
OO Purchase/R&T/Cash-Out to 80% LTV
NOO Purchase/R&T to 75% LTV
Loan Amounts up to $1.5MM
